Auto Insurance Rates for a Porsche 911 in Omaha

Insurance for Porsche 911Unbelievable but true according to a study a large majority of drivers kept buying from the same company for well over three years, and just under half have never compared rates to find cheap insurance. Nebraska insurance shoppers can save hundreds of dollars each year by just comparing quotes, but they won’t spend time to compare rate quotes online.

The preferred way to find cheaper auto insurance rates is to do an annual price comparison from different companies who sell auto insurance in Omaha.

The most important part of this process is to make sure you enter the same physical damage deductibles and liability limits on every quote and and to look at as many carriers as you can. This ensures a level playing field and a complete rate analysis.

If you already have coverage or are looking for a new policy, you can learn to get lower rates while maintaining coverages. Locating the best rates in Omaha can really be easy if you know what you’re doing. Shoppers only need an understanding of the least time-consuming way to compare rate quotes instantly.

Porsche 911 insurance quotes comparison

Lowering your insurance rates isn’t really that difficult. All that’s required is to take the time comparing rate quotes online from several insurance companies.

Comparison shopping rate quotes online is easy and it takes the place of having to spend your day driving to and from local insurance agencies. The fact that you can get quotes online makes this unnecessary unless you want the professional advice of a local agent. It is possible with some companies find lower rates online but buy the policy through an agent.

The following companies are ready to provide price comparisons in Omaha, NE. To locate cheaper auto insurance in Omaha, we recommend you visit several of them to get the best price comparison.

Choosing 911 insurance is an important decision

Despite the potentially high cost of Porsche 911 insurance, paying for car insurance may not be optional for several reasons.

The benefits of having car insurance outweigh the cost, specifically if you ever have a liability claim. Today the average American driver overpays more than $810 a year so compare rates at least once a year to ensure rates are inline.

Statistics and details

The data table shown below outlines different insurance prices for Porsche 911 models. Knowing how car insurance premiums are figured can aid in making decisions on which insurance to purchase.


Porsche 911 Insurance Rates in Omaha, NE
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $212 $534 $362 $22 $108 $1,238 $103
911 Carrera 4 2-Dr Coupe $230 $534 $362 $22 $108 $1,256 $105
911 Carrera 2 Cabriolet 2-Dr Convertible $230 $534 $308 $18 $92 $1,182 $99
911 Carrera 2 S 2-Dr Coupe $230 $534 $362 $22 $108 $1,256 $105
911 Carrera 4 Cabriolet 2-Dr Convertible $230 $534 $308 $18 $92 $1,182 $99
911 Carrera 4S 2-Dr Coupe $230 $584 $362 $22 $108 $1,306 $109
911 Carrera Targa 2-Dr Coupe $230 $584 $362 $22 $108 $1,306 $109
911 Carrera 2 S 2-Dr Convertible $230 $584 $308 $18 $92 $1,232 $103
911 Carrera 4S Cabriolet 2-Dr Convertible $248 $534 $308 $18 $92 $1,200 $100
911 Carrera Targa S 2-Dr Coupe $248 $584 $362 $22 $108 $1,324 $110
911 GT3 2-Dr Coupe $248 $634 $362 $22 $108 $1,374 $115
911 GT3 RS 2-Dr Coupe $284 $686 $362 $22 $108 $1,462 $122
911 Turbo 2-Dr Coupe $284 $686 $362 $22 $108 $1,462 $122
911 Turbo 2-Dr Convertible $284 $736 $308 $18 $92 $1,438 $120
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Table data represents single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nebraska minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, multi-policy, and claim-free. Rates do not factor in the specific area where the vehicle is garaged which can decrease or increase insurance rates noticeably.

Can higher deductibles save money?

One of the most common insurance questions is the level to set your comp and collision deductibles. The figures shown below can help show how much more rates are between high and low insurance deductibles. The first rate comparisons uses a $100 deductible for comprehensive and collision coverage and the second set of rates uses a $500 deductible.


Porsche 911 insurance premium rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $390 $882 $300 $18 $90 $1,705 $142
911 Carrera 4 2-Dr Coupe $424 $882 $300 $18 $90 $1,739 $145
911 Carrera 2 Cabriolet 2-Dr Convertible $424 $882 $254 $16 $76 $1,677 $140
911 Carrera 2 S 2-Dr Coupe $424 $882 $300 $18 $90 $1,739 $145
911 Carrera 4 Cabriolet 2-Dr Convertible $424 $882 $254 $16 $76 $1,677 $140
911 Carrera 4S 2-Dr Coupe $424 $964 $300 $18 $90 $1,821 $152
911 Carrera Targa 2-Dr Coupe $424 $964 $300 $18 $90 $1,821 $152
911 Carrera 2 S 2-Dr Convertible $424 $964 $254 $16 $76 $1,759 $147
911 Carrera 4S Cabriolet 2-Dr Convertible $458 $882 $254 $16 $76 $1,711 $143
911 Carrera Targa S 2-Dr Coupe $458 $964 $300 $18 $90 $1,855 $155
911 GT3 2-Dr Coupe $458 $1048 $300 $18 $90 $1,939 $162
911 GT3 RS 2-Dr Coupe $524 $1130 $300 $18 $90 $2,087 $174
911 Turbo 2-Dr Coupe $524 $1130 $300 $18 $90 $2,087 $174
911 Turbo 2-Dr Convertible $524 $1214 $254 $16 $76 $2,109 $176
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Porsche 911 insurance premium rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $286 $596 $300 $18 $90 $1,290 $108
911 Carrera 4 2-Dr Coupe $310 $596 $300 $18 $90 $1,314 $110
911 Carrera 2 Cabriolet 2-Dr Convertible $310 $596 $254 $16 $76 $1,252 $104
911 Carrera 2 S 2-Dr Coupe $310 $596 $300 $18 $90 $1,314 $110
911 Carrera 4 Cabriolet 2-Dr Convertible $310 $596 $254 $16 $76 $1,252 $104
911 Carrera 4S 2-Dr Coupe $310 $652 $300 $18 $90 $1,370 $114
911 Carrera Targa 2-Dr Coupe $310 $652 $300 $18 $90 $1,370 $114
911 Carrera 2 S 2-Dr Convertible $310 $652 $254 $16 $76 $1,308 $109
911 Carrera 4S Cabriolet 2-Dr Convertible $334 $596 $254 $16 $76 $1,276 $106
911 Carrera Targa S 2-Dr Coupe $334 $652 $300 $18 $90 $1,394 $116
911 GT3 2-Dr Coupe $334 $708 $300 $18 $90 $1,450 $121
911 GT3 RS 2-Dr Coupe $382 $764 $300 $18 $90 $1,554 $130
911 Turbo 2-Dr Coupe $382 $764 $300 $18 $90 $1,554 $130
911 Turbo 2-Dr Convertible $382 $820 $254 $16 $76 $1,548 $129
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Price data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Nebraska minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, multi-vehicle, and homeowner. Prices do not factor in specific location information which can lower or raise coverage rates significantly.

Using the premium rates above, we can conclude that using a $100 deductible will cost in the ballpark of $38 more each month or $456 every year than selecting the higher $500 deductible. Since the policyholder would be required to pay $400 more if you turn in a claim with a $500 deductible as compared to a $100 deductible, if you have more than 11 months between claims, you would probably come out ahead if you choose the higher deductible.

Comparison of insurance rates by age and gender in Omaha

The information below illustrates the comparison of Porsche 911 yearly insurance costs for male and female drivers. The information is based on no claims or violations, full coverage, $1,000 deductibles, drivers are single, and no discounts are taken into consideration.

Difference between full coverage and liability only rates

The example below shows the comparison of Porsche 911 auto insurance costs with full coverage and liability only. The premium estimates are based on no claims or violations, $1,000 deductibles, drivers are not married, and no discounts are applied to the premium.

When to switch to liability coverage only

There is no definitive guideline of when to eliminate full coverage, but there is a broad guideline. If the annual cost of comprehensive and collision coverage is about 10% or more of the replacement cost minus the deductible, the it may be a good time to stop paying for full coverage.

For example, let’s say your Porsche 911 book value is $6,000 and you have $1,000 policy deductibles. If your vehicle is damaged in an accident, the most your company would pay you is $5,000 after the deductible is paid. If it’s costing you more than $500 annually for your policy with full coverage, then it’s probably a good time to buy liability coverage only.

There are a few situations where only buying liability is not in your best interest. If you haven’t paid off your loan, you have to keep full coverage as part of the loan requirements. Also, if you don’t have enough money to buy a different vehicle in the event your current vehicle is totaled, you should not opt for liability only.

Five discounts for lower-cost car insurance rates

Companies offering auto insurance don’t always advertise the complete list of policy discounts very well, so we break down both the well known and also the lesser-known savings tricks you should be using when you buy Omaha car insurance online.Discount car insurance

We need to note that most credits do not apply to the whole policy. Most only reduce the price of certain insurance coverages like collision or personal injury protection. So when the math indicates it’s possible to get free car insurance, company stockholders wouldn’t be very happy.

The chart below compares Porsche 911 annual premium costs with and without discounts applied to the rates. Data assumes a male driver, no accidents, no driving violations, Nebraska state minimum liability limits, full coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, multi-policy, homeowner, marriage, safe-driver, and multi-car discounts applied.

Popular car insurance companies and some of the discounts can be read below.

Before you buy a policy, ask each insurance company what discounts are available to you. All car insurance discounts may not apply to policyholders in Omaha. For a list of insurers that offer multiple discounts in Nebraska, click here.

Everyone needs different car insurance coverages

When selecting the right insurance coverage, there really isn’t a one-size-fits-all type of policy. Everyone’s needs are different and your car insurance should unique, too.Drive safe and save
For instance, these questions could help you determine whether your personal situation may require specific advice.

If you don’t know the answers to these questions but a few of them apply then you might want to talk to an insurance agent. To find an agent in your area, simply complete this short form or go to this page to view a list of companies. It’s fast, doesn’t cost anything and may give you better protection.