How Much are Auto Insurance Rates for a Mazda CX-7 in Omaha?

Finding affordable insurance for a Mazda CX-7 in Nebraska depends on an enormous amount of rating factors such as your gender, where your vehicle is garaged, and your motor vehicle report. Nebraska drivers pay approximately $715 per year for CX-7 insurance, but that cost is a projection based upon a 50-year-old married female driver with full comprehensive and collision coverage and $500 deductibles.

More likely than not, you’re not a 50-year-old female, you might be single instead of married, or maybe your CX-7 is old enough that it doesn’t require full coverage. This shows why the best way to find the cheapest insurance price for your Mazda is to do your own rate comparisons. Quotes are always free and you will be able to see rates from the cheapest companies that offer coverage in Nebraska.

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Your Mazda’s trim level tends to have a direct effect on the coverage cost, so the rate you pay to insure a CX-7 SV 2WD model will cost $82 less than the cost to insure the more well-appointed CX-7 Grand Touring 4WD trim level, as shown in the prices below.

Mazda CX-7 Insurance Rates in Omaha, NE
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
CX-7 SV 2WD $146 $262 $282 $16 $84 $790 $66
CX-7 Sport 2WD $164 $262 $282 $16 $84 $808 $67
CX-7 Touring 2WD $164 $262 $282 $16 $84 $808 $67
CX-7 Touring 4WD $164 $308 $282 $16 $84 $854 $71
CX-7 Grand Touring 2WD $182 $308 $282 $16 $84 $872 $73
CX-7 Grand Touring 4WD $182 $308 $282 $16 $84 $872 $73
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Data based on married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Nebraska minimum liability limits. Discounts applied include claim-free, homeowner, safe-driver, multi-vehicle, and multi-policy. Rate information does not factor in specific Omaha garaging location which can modify price quotes considerably.

Comparing rates for cost effective car insurance is hard enough, and deciding which companies offer the most affordable car insurance rates for a Mazda CX-7 requires additional perseverance. Each auto insurance company has their own guidelines to set premium rates, so to begin we’ll rank the most competitive car insurance companies in Nebraska.

Keep in mind that Nebraska car insurance rates are based on many factors that can increase the cost of your policy. Improving your credit score, buying a home instead of renting, or having an at-fault accident may generate price changes resulting in some companies being more expensive than before.

Best Car Insurance Prices for Your CX-7

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Nebraska car insurance ranked by cost per year
Rank Company Cost Per Year
1 Safeco $780
2 The Hartford $839
3 Auto-Owners $923
4 Allied $949
5 Farm Bureau Mutual $990
6 Nationwide $997
7 Farmers Mutual of Nebraska $1,009
8 American National $1,054
9 State Farm $1,075
10 General Casualty $1,081
11 USAA $1,116
12 American Family $1,246
13 California Casualty $1,257
14 MetLife $1,280
15 Iowa Mutual $1,347
16 EMC $1,354
17 GEICO $1,362
18 Progressive $1,402
19 Farmers $1,586
20 North Star $1,710
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Safeco has some of the cheapest car insurance rates in Omaha at around $780 a year. The Hartford, Auto-Owners, Allied, and Farm Bureau Mutual are also some of the most economical Omaha, NE insurance companies.

In this example, if you currently have coverage with Allied and switched to The Hartford, you could see a yearly savings of roughly $110. Drivers with Farm Bureau Mutual might save as much as $151 a year, and Nationwide policyholders might reduce rates by $158 a year.

These rates are averages for all drivers and vehicles in Nebraska and and are not calculated with an exact zip code location for a Mazda CX-7. So the auto insurance company that fits your situation best may not even be in the list above. That illustrates why you need to get rate quotes using your own individual information.

How careless driving impacts Omaha car insurance rates

The easiest way to snag affordable car insurance rates for a CX-7 is to be a careful driver and avoid accidents and violations. The information below shows how violations and at-fault claims raise car insurance rates for each different age group. The price estimates are based on a married male driver, full coverage, $1,000 deductibles, and no discounts are taken into consideration.

In the example above, the average cost of car insurance in Omaha per year with a clean driving record and no accidents is $1,290. Get written up for two speeding tickets and the average cost swells to $1,769, an increase of $480 each year. Then throw in one accident along with the two speeding tickets and the 12-month cost of car insurance for a Mazda CX-7 increases to an average of $2,251. That’s an increase of $962, or $80 per month, just for not maintaining a clean driving record!

Discounts on Omaha auto insurance rates

Car insurance for a CX-7 in Omaha, NEAuto insurance companies that offer coverage for a Mazda CX-7 may provide price discounts that could potentially reduce rates by 30% or more if you are eligible for them. A few popular companies and their offered discounts are outlined below.

The diagram below illustrates the comparison of car insurance costs with and without policy discounts. The premium estimates are based on a male driver, no driving violations, no at-fault accidents, Nebraska state minimum liability limits, comp and collision included, and $1,000 deductibles. The first bar for each age group shows insurance cost with no discounts. The lower bar shows the rates with safe-driver, passive restraint, claim-free, defensive driving course, multiple policy, and accident-free discounts applied. When taking advantage of discounts, the average savings per year on car insurance for a Mazda CX-7 is 28% or $444.

The illustration below demonstrates how choosing different deductibles can change insurance rates when getting quotes for cheap insurance for a Mazda CX-7. The information is based on a married male driver, full coverage, and no discounts are taken into consideration.

The chart above illustrates that a 50-year-old driver could pocket $290 a year by changing from a $100 deductible up to a $500 deductible, or save $440 by switching to a $1,000 deductible. Even younger drivers, such as the Age 20 example, could potentially save up to $972 each year just by choosing higher deductibles when buying full coverage.

If you do decide to increase your deductibles, it will be required to have plenty of savings on hand to enable you to pay the extra out-of-pocket expense that comes with higher deductibles.